Accuracy controls
A balanced statement is a check—not a guarantee.
Reconciliation helps detect incomplete or misclassified extraction, but every exported row must still be compared with the source PDF.
The core balance check
Depending on the statement, fees may already be included in debits or may need to be treated separately. The converter follows the reported statement structure and allows a small rounding tolerance.
Additional controls
- Reported deposits versus extracted credit totals
- Reported withdrawals or payments versus extracted debit totals
- Fees and charges versus fee columns or fee summaries
- Running-balance movement versus transaction direction
- Opening, previous or start balance detection
- Ending, closing or new balance detection
- Source transaction count or activity total when supplied
Why reconciliation can still pass with an error
Two equal and opposite errors can cancel each other. A description may be wrong while the amount remains correct. A statement may also contain off-ledger information that is not part of the balance equation. Reconciliation therefore increases confidence but never replaces row-by-row review.
When “Review required” appears
Do not use the export as a finished accounting record. Compare transaction counts, dates, descriptions, debit/credit direction, amounts, balances and summary totals. Correct editable cells where appropriate or use a clearer source document.